However, if you read every post in the wholesaling forum, spend a few hundred dollars with the right marketing techniques, and implement everything you learn in the wholesaling forum, then you may be able to replace your income by July.If, after studying the wholesaling forum, you are still determined that this is what you want to do then don't get in a rush.

I read from another article from Bill Bronchick about a creative technique that I intend to use ... so I'm planning on getting a property subject to and then selling it to that buyer on a wrap.

I have several goals, but a few I should share now:-My short term goal is to be an active member here on BP, asking questions to further my understanding of various investment techniques.

Seems like you were a little relaxed on your screening.

A lenders have strict rules that other institutions are more relaxed on.

I'm not too familiar with the Philadelphia area, but when it is your own primary residence and you don't own more than 4 doors most states are relaxed with not recording it.

If you';re looking at wholesaling then I would recommend starting off with the driving for dollars technique.

I use the same technique to acquire properties as well.  

A creative technique could be is if you find a partner who has cash flow that can take out credit under his name.

Bigger Pockets is the best place to learn these techniques because it's absolutely free to listen to the multiple podcasts on here where investors are pretty much teaching step by step how you are able to do so.