As an investor I personally have two in Colorado.

I would personally do the later, keep the interest rate, and start your rental portfolio.   

Is an IRS agent going to personally come in to inspect the countertops?

From my own experience, I know that letting personal biases or bad feelings about the seller or property affect my decision-making can cause me to miss out on chances.My first mistake was being too set in my ways and not being able to think outside the box.

There are stories everyday now how people who used to make 50-80k working for someone else started their own business and are making 400K a year.

A licensee has infinite more liability than a lay person.

You can find a VA or a younger person to pay.

I registered in Wyoming as many do but just ran across information saying that in order to “conduct business” in NY in having LLC owned rental property, I must now register as a foreign LLC with NY.   

Let's connect plus I own in the Panama City area

no,,just become a bird dog, learn, earn and save, then go on your own