I also look forward to have more mates as Real Estate Investors here downunder.More power to BiggerPockets!

But this is a testament to the power of BP. that these international folks would target people here.I personally get no less than 3 to 5 spams a day from these " private lenders "  I just erase them@Joanne Schmidt  what is CI  thank you in advance for answering.

This will depend upon their powers. 

(power failure issues, alarms). 

You also have way more buying power with cash.

@Brent Coombs, if you like reading horror stories look up the powers that the Consumer Financial Protection Bureau (CFPB) has.

Education is power!

@Mark Creason as far as the liens go, I believe you're correct that they attach to the property and have certainly NEVER heard of one on a credit report, BUT what she MUST avoid is something I've mentioned before to anyone from out of town, although this was more on the lines of taking on too much repair work and thus too many code violations at once and then falling on the bad side or the powers that be here, is to AVOID AT ALL COSTS HAVING ANYTHING TURN INTO A CIVIL COURT JUDGEMENT! 

@Bruce Powers welcome to BP!  

Its a fact of life that when your #1 a) you didnt get there by chance or mistake and b)everyone below you is targeting you non-stop because jealousy is mighty powerful.