My property management company's insurance could cover the liability of a handyman, but this beyond hammer and nails.

I had 3 LLC's, one was the holding company. 

Multiple, billion dollar companies are investing substantial amounts of money into our area, such as Intel, Google, and Amazon.

Steve,As Kevin mentioned, there are multiple companies that will write a 2 family dwelling under a Homeowners policy. 

I also have properties in Baltimore and use a property management company as well. 

Insurance companies use this method when determining their policy pricing.

To that end, we always use a management company.

Telelisting - Great for scrubbing to see if I can find a phone number based on an address.2.

@Jack QuinFor us, a 530 credit score is a no-go from the start. 3x income is great, but they do not pay their bills.When I self-managed and listed on Zillow or any other platforms, I usually would initially assess people by speaking to them on the phone. 2-5 minutes on a phone call with a prospective tenant will give you a good idea of what to expect.

Title company.