I think retail will die out, and office space's decline will be expedited as a result of COVID and employers realizing that they can still have a productive workforce with remote workers.

However, these are of course for non-owner occupied properties only so not to be confused with low down options like a FHA 203k or other similar products. 

Looking for tried & True products for combating Cat & Dog Odor on concrete slab foundation.Thanks.

Your rate will certainly be better with the VA IRRRL product than a conventional investment property refinance. 

Any recommended products to use?

There’s plenty of previous threads on here on that topic and they usually conclude in a dead end.Second, as @Tyrone Osilesi pointed out, and as the name of the product implies, HELOCs are a line of credit based on the EQUITY in the property.

"Girlfriend" "Eagle Scout" "3am" mixed together = a guest I'm going to encourage not to come or flat out decline. 6:08am 2 Guests. (1 bedroom house).

If you plan to get into mobile home investing, it's best to study up on the product itself and network with other contractors who specialize in working on mobile homes should you need help with the fix-up work. 

Do some research into whatever product and installer you go with.

SBA may have a product with owner occupied loans