Clearly, people prefer city life, and that has transformed just about every facet of economic and political life, including the real estate markets here in America and around the globe, especially in developing countries, where 96 percent of all urbanization by 2030 will occur.Urbanization creates challenges and opportunities.

Raleigh and Dallas stand out as two that seem underserved compared to the economic growth.Do you guys have other good sectors or cities to weather the storm?

Owning large storage "garages" financially makes solid economic sense. 

I've used both websites with varying degrees of success.I will say that if you want to go the more economical route in hiring a VA, you might be dealing with someone who's native language is not English (I experienced this a few times using Upwork).

One thing to consider with ductless is the layout of your units .... the more open and better air circulation, the more effective a ductless unit will be.However, as several of us stated above and your energy audit revealed, you get the most bang-for-your buck by improving the air sealing (first) and insulation (second) of the building envelope.While solar photovoltaic (electricity) is not economically viable here (or in most of NA), we have had success with solar thermal as a heating source for domestic hot water.

I got into a discussion last night concerning the stability of various investments during extreme economic downturns.  

I do not plan to leave school because I really want to earn my degree in business economics.

It's not the only economic driver but it helps.

My daughter got a Degree in managerial economics from DAvis and landed a very good job at Intel.. and has a very secure position and life in my mind...

Economic conditions are starkly different.