Best to meet with an attorney on this one before you do something against the law.

After some time of appreciation, you could refinance and get some money out to do the next deal. 

I had one claim earlier due to this getting rejected to cover the property. 

In one of the BiggerPockets groups some people were saying with the fed cutting rates a half point was a BIG change and then others saying a SMALL change.

If they do not move out you would have to go through a timely and costly eviction.

It doesn't appear you are in position to purchase real estate at this time. 

I am embarrassed to say that I have been a free member for a very long time, and stuck in analysis paralysis for way too long.

For example you could get a 4-br 2-ba SFH and carve out 2 of the bedrooms and one bath to become a 1-br 1-ba + kitchen/living room JADU, and then also convert a 2-car garage into a 2-br 1-ba.

If by real estate business you’re implying you have little or no money to invest but are contemplating using one of the guru inspired methods (subject to, “wholesaling” , fix n flip) to create cash flow, I’d encourage you to do research on the true success/failure rate of people who engage in these endeavors, the amount of money the successful operators spend monthly on marketing, and the real time commitment and knowledge and experience necessary for success.  

they are one in the same .. private money technically is someone who is not in the business of lending money and does only a loan or two a year.anyone in the bizz that does multiple loans is a HML.. rates very.. with both.