try to provide proof to PayPal but be prepared to lose the case since PayPal referees always take the consumer's side for merchants under  $1M. , sometimes before even reading the case.

Someone buys or creates a widget, wholesalers sell them to retailers who mark the widget up (also usually without providing value other than marketing it) and the consumer pays for it.  

Education, there is no limit to the amount of knowledge you can consume.

But most consumer buyers are looking to get a deal. 

Ask the attorney you find if they are willing to: (1) draft appropriate forms for you; (2) explain all the various risks (e.g. legality of wholesaling, realty transfer taxes, compliance with consumer protection laws); and (3) guide you through the first deal without charging thousands of dollars.

The dramatic and immediate halt in borrowing at the business sector and gradual decline in the consumer sector will hit the banks right in their bottom line.  

The reason I've not had a client need to go this route is because in general we have a "[email protected]" type fast-track help-desk that we can go to even when/if servicing has been transferred, that isn't consumer-facing. 

All of these can lead to off market deals but are usually time consuming and can be unsuccessful. 

I have been all consumed with building so much so fast for our future, because I love and want to do my best in providing for my family, that I removed myself from the present.

Keep following MLS so you can get out there and make offers.As far as DMM is concerned, it can be time consuming and a bit costly depending how many properties you target.