I guess the answer to your question is more dependent on how important it is for you to have enough liquidity to jump on the next deal you find. 

Might be worth it Just about every financial planner/adviser/etc will tell you that you need 3-6 months of all of your expenses in liquid cash that you don't touch. 

Main thing for a septic system , NO GREASE , NO WHITE TAILED MICE , NO GARBAGE DISPOSAL . no fabric softener (dryer sheets) , and use liquid laundry detergent . 

Contractor will be paid from escrow funds as seller does not have liquid funds to do repairs at the moment.Ashish

Now you are doing high risk for a lender on a small asset in a typically weaksuburban to rural location that if a default occurs the lender has not clue what to do with the property.Retirement accounts are typically protected funds and hard to go after even with a personal guaranty so not as much weight is put on them for liquid and net worth.

Tranquility 5mm vinyl planks from Lumber liquidators in 12x24 stone pattern.

This keeps everything in compliance with the pesky Dodd Frank/Safe Act and gives you a well documented loan file that makes a note more valuable if you ever want to liquidate. 

Otherwise, go for REI.One topic many finance text books don't focus on is liquidity reserve.

It had many assets including  rentals that I liquidated for the beneficiaries--11 people inherited and no, I did not want to manger the rentals from 2000 miles away with 11 hands wanting money!

We have about $30,000 in reserve cash earmarked for this project and could pull from less liquid investments, but I’m still looking for alternative ways to leverage even a little portion of this project to get us across the refi finish line.I tell you what...