We just did the research on these new HUD guidelines the other day and here's a snippet of the larger article:What HUD’s new Guidance means for housing providers:Arrests records are not a valid reason to deny a rental applicant housing.Convicted criminals may be denied housing if the reason for their convictions clearly demonstrates that the safety of your residents and/or property are at risk.Blanket terms in your screening criteria that say “Any criminal convictions will be denied” are now considered discriminatory and in violation of the Fair Housing Act.The new Guidance does not make criminals a protected class, but rather establishes requirements to clearly prove why you are denying an applicant based on a criminal conviction.Remember that a housing provider violates the Fair Housing Act when the provider’s policy or practice has an unjustified discriminatory effect, even when the provider had no intent to discriminate.source and full article

I have to maintain security practices.  

Success is a process, failure is a choice

If you have a great deal ,the costs of Hard Money verses losing the deal due to time factors would be the choice.

Success is a process, failure is a choice

Success is a process, failure is a choice

Here in WA you need to be with an agency even if you don't practice as a traditional real estate agent. 

Unfortunately, I cannot give case specific legal advice since I am not licensed to practice in your jurisdiction.

Not much of a life besides reading, answering the questions in each chapter, taking practice tests, asking questions in class, ect.

Then the attorney says, well, he has caused you to incur a financial loss by devising this off the wall financing arrangement that is not common practice around here, we'll sue him for damages!