Remarkably, despite these ongoing shifts, delinquency rates remain low on a relative basis when compared to the office, retail, and hospitality sectors.Although factors such as declining household formations, rising supply deliveries, and weakening demand may present temporary obstacles, the sector has successfully emerged from similar challenges in the past.

Our biggest issue is lack of affordable housing and lack of inventory in general, which of course creates strong demand/ low vacancy and high rent and price appreciation. 

However, the limited new retail construction and historically low availability rates should help limit any potential surge in vacancy rates in the event of a demand pullbackHere are several graphs illustrating the current national commercial retail market in The United States of America:Full Commercial Retail Market Report Here: https://d2saw6je89goi1.cloudfront.net/uploads/digital_asset/file/1189858/United_States-Retail-Capital_National-2024-03-10_a.pdf

I think conversion is low because most people are looking for a weekend stay in July/August, but we have a 7-night minimum stay in July/August, so they bounce off our listing page (just a guess). 

However,  there are many variables that come into play: location, low rents, Cap X costs, etc.

Though I do get interest from tenants with low credit scores and evictions. 

they claim they pay 105/month insurance. this seems pretty low, granted its in the ballpark of what i pay on my own 1100 sq ft house, but i just feel like a 4 plex would be higher?

What bank in CT will lend me this no income verification Also my credit score is 750 and I only have 1 year of credit history. 

You likely have a good interest rate based on purchase date, and you have a property tax basis that stays low if the market ever recovers.

Speaking as an immigrant myself, immigrants do not want any eviction record on their credit as they are trying to establish a life here, but I am not sure how to facilitate an eviction process for an international tenant with limited information on hand.