Quote from @Carlyn Chism:I agree with Chris on a lender that might be a scam or make you may so much money interest because of the low credit score that you make $1.00 on the flip or no money.  

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

Specifically, I am looking at partnering with an individual who owns securities (stock and mutual funds) having them take out a line of credit against their portfolio (SBLOC) at a low interest rate, and using that to purchase properties rather than using a mortgage.

Several years ago when the low flow toilets came out, some just didn't work well at all.

@Antoine Black  In general, yes, it goes off your personal credit. 

Why is your tenant paying you by credit card? 

Everybody thinks they can paint because they can - you get a brush or a roller, a can of paint at Lowe's and away you go.

Every flipper has found themselves at Lowe's for the fourth time in a single day, picking up yet another piece of material for a project.

They look at your credit profile and get you business lines of credit and credit cards.

However, my credit is not good and I'm having a difficult time getting anyone to rent to me.