While I took baby steps, it was still better than nothing.

We've seen seller financing come back in a big way, and I think it will continue as debt continues to be challenging.Syndication, raising capital for less experienced operators, and those who have challenging deals, will be more difficult in this part of the cycle.What tools/strategies are you using to close deals today?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

(more than half of that is cook county IL court fees and such).

If you are ever looking to connect and chat about the market, I am more than happy to get on the phone and talk more in detail!

Jan through May was slower than I would have liked to see.People are definitely still actively coming to the PF area.

Markets that are desirable places to live (beautiful, good weather, affordable, less populated) have outpaced other markets in recent years. 

Confused because DSCR by nature looks at the income the property is generating and not your personal income or credit I believe. 

Less volatile = less risk = lower cap rate = lower cash flow.So if less volatility is what you want, you want a lower cap rate market.

I've heard that the down payment percentages for investment properties can be higher compared to primary residences.Specifically, I'm looking for insights on:The typical down payment percentages required by conventional lenders for investment properties.Any differences in requirements for single-family homes versus multi-unit properties.Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.Any tips for negotiating better terms or finding lenders with more flexible down payment options.For context, this will be my second property, and I have a good credit score and a stable income.