Down Payment Requirements for Investment Properties

[Germán Rimoldi]

I'm planning to purchase an investment property and would like to understand the typical down payment requirements. I've heard that the down payment percentages for investment properties can be higher compared to primary residences.

Specifically, I'm looking for insights on:

1. The typical down payment percentages required by conventional lenders for investment properties.
2. Any differences in requirements for single-family homes versus multi-unit properties.
3. Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.
4. Any tips for negotiating better terms or finding lenders with more flexible down payment options.

For context, this will be my second property, and I have a good credit score and a stable income. Any advice or shared experiences would be greatly appreciated!