Talk to people, tell them you're looking to buy a house in X-neighborhood - you'd be surprised how many people know someone who heard from someone that someone is selling their deceased Aunt Mae's house.

✓Requirements for a Delayed Financing ExceptionThe original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility RequirementsThe borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.The original purchase transaction is documented by a settlement statement, which confirms that no mortgage financing was used to obtain the subject property.

Fannie Mae and Freddie Mac, conventional lenders, have such insurance but it doesn’t apply to mere mortals like any of us.

If you don't know what a portfolio lender is, it is a lender that holds their own loans in house (versus packaging them for Fannie Mae to buy).  

FHA is 3.5-5% but comes with a slew of extra requirements  that could prevent closing but this case by case basis and if the property qualifies, is a great option.For investment purposes only, you can put as little at 20% down with a DSCR based lending program.Conventional Investment property loan program is 25% under Fannie Mae. 

Take a look at Fannie Mae Coupon, and 10 year Treasury Bond.

Non-owner occupied loans generally have no right to reinstate per Fannie Mae NOO underwriting, so LL is probably not truthful. 

If you own the system either as a cash payment or by zero down finance then Fannie Mae allows that system to be appraised as added value.In terms of "return", in almost every case, a homeowner is paying less per month overall than they were before going solar.

@Maugno Mora Are you still eligible for traditional financing, aka Fannie Mae loans? 

As the title states, do they give priority to cash offers or offers using one of their mortgage products?Thank you!