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Updated over 6 years ago on . Most recent reply

Maugno M.'s profile image
Maugno M.'s profile image
Maugno M.
  • Flipper / Landlord
  • from Tyler, Texas
  • Member since May 17, 2016
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Maugno M.'s profile image
Maugno M.'s profile image
Maugno M.
  • Flipper / Landlord
  • from Tyler, Texas
  • Member since May 17, 2016
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Maugno M.
  • Flipper / Landlord
  • Tyler, TX
126
Votes |
255
Posts
Buying & Selling Real Estate

Bank wont let me BRRRR. HELOC ONLY. HELP!

Maugno M.
  • Flipper / Landlord
  • Tyler, TX
Posted

I have a home i bought and nearly finished rehab. Started doing my paperwork to do a cash out refinance and back says i have to treat this as a HOME EQUITY loan. It still is a 80%ltv but max is 20year. They said i needed to have additional Homesteads for it to be a Cash Out refinance. 

What do you all think? I'm shopping around to see where they can do a 90%LTV but have had no luck. Not even at the credit unions. Any Advice ?

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Aaron K.'s profile image
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Aaron K.
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  • from Riverside, CA
  • Member since Jul 3, 2015
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Aaron K.'s profile image
Aaron K.'s profile image
Aaron K.
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  • from Riverside, CA
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Aaron K.
  • Specialist
  • Riverside, CA
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Aaron K.
  • Specialist
  • Riverside, CA
Replied

most lenders will want 80% or even 75% LTV

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