A little background about us: My husband is active duty Navy and I'm a Realtor, both have excellent credit, I spent 6 years in the Army National Guard as a carpenter and have flipped 1 house.

I don't see any line of logic (or regulation on a national level) that would prevent this. 

The best option I have fond is to do the refinance with one of the new national rental property lenders.

Fed data is currently showing the national average is 3 months supply your market may vary.You can find this data using Zillow, Trulia, Redfin, etc.

Hello BP Nation,I've been educating myself on Real Estate for awhile now and I keep hearing in podcasts phrases that go like this:"I just know that my neighborhood isn't a flipping neighborhood.""

I've also came across a firm called NCB (National Cooperative Bank) and they lend on coop as well, but from what i've seen TD gives better rates as well.   

We haven't had the boom like Denver though prices are on the rise, and it would be unlikely we would crash as hard as the rest of the nation if their is another market downturn due to the military stability.

And over 200,000 people every day commute in Baltimore from Washington, DC and Virginia.Baltimore ranks #18 in the top 25 rental markets in the entire nation.

Here is something I sent to one of my students a few years back:Every so often I like to mosey in to a motel and listen to those free 90- minute “Get Rich with Real Estate” pitches being offered by several so-called national education groups.

The Entrust Group has gathered exclusive data, analytics, and trends based on Entrust databases and national statistics from the National Association of Realtors and Zillow Research.