Buffalo is a small market, if you’re a joker word will spread.

Which is stashing away a year's worth of mortgage expenses into a don't touch unless emergency account.

We also stashed away enough cash for emergencies on each property.

(Now the chorus)Ride, ride, ride the wholesale circus train, jokers to the front, clowns to the rear, it's all the same, Aaaall Aaaaabord,  the wholesale circus train......Okay, now, starting out I hope you learn real estate and the industry before you hit the streets trying to deal in real estate because assigning contracts is not the right way to start out.

I was thinking of writing an email to a higher up but my fear is that if this might backfire and again delay my closing, so maybe let it go and write the letter after closing, to think when I started the process with them they put down Quicken Loans which I mentioned that I had another loan with, I would gladly pay a higher rate and go withe Quicken rather than these jokers (quicken did offer me a lower rate but that's another story).

You need to be sure you really put away those projected expenses and stash them away in some bank account.

If this happens, I think you could actually lose the money you are paying because the house was in her name during that period. 2) I'm not sure what the situation is with your other two siblings but assuming all of you live out of town and all of you equally care for your mother, they really should get a share of the house (assuming there isn't some other large stash of cash).

So if you are looking at one deal at a time and you have available cash that you have stashed under a mattress then by all means.

Sure you will get to enjoy the witty joker that speaks as possible trying to be funny (I get about one a week) but overall its worth it.  

Phone sales take a day short of forever to get done, so I guess I'd recommend doing an HD account.... but what I really would like to see you do is fire this joker and hire someone who runs a decent enough business that he's not putting you in this ridiculous situation!