lock expired, who pays the fee to extend

[Roy Gutierrez]

Hi,

I'm doing an FHA loan and today the lock expires (current rates are .25 higher than my rate), I was on top if them since it was urgent from me and the loan officer wasn't to happy with this and basically they took their time, on my side my only delay was being late 3 days bc I couldn't find a contractor for a quote that FHA needed. Now I have to extend the lock by paying $320, I feel that at least they should share this cost, not sure if im going to run against a wall or is it common for a bank to help?