I prefer to put a little more down for a better return and buffer, but it is a personal choice.

Your Comment: "The Lord sent me a hard money lender" Don't be blaming God on your poor choices.

If your property has a panel that uses circuit breakers, the entire panel cover needs to be removed, this exposes a lot of live electric parts, and the tenant has to remove the existing circuit circuit breaker, disconnect a wire, and then reconnect the wire to a larger circuit breaker and then install that circuit breaker.

You can get touch up pens that color match for the larger scratches, and that is exactly what I plan to do to extend the life of the flooring. 

If it's a larger organization, feel free to inquire about their different staff qualifications.2.

If necessary, as in for larger-ticket items, get "a couple two-tree" contractor written estimates and get your price reduction.  

In my area of the country, the chance of an owner with a small number of properties facing consequences of choosing not to rent to unmarried couples is slim to none...people have larger concerns.

I also find the deal, the bank, the architect, get the permits, either GC myself or hire out the GC work on larger projects (~8 units and up), then lease the building up myself.

Suitable for larger projects probably $1 mm plus

The reason is that encourages tenant to pay last month rent and leave you place clean to get their larger deposit back.