@DB OBrien how does one change what it on the credit agencies  reports ? 

Would financing through a local bank and then refinancing to agency debt satisfy Freddie and Fannie experience requirements? 

I can use my mobile phone to snap the receipt and it can do an OCR and pretty good at associating the receipt image to the actual transaction. 

Sell the judgement to a debt collection agency (you'll get pennies on the dollar but bear with me) and it will screw his credit as debt collection agencies report to the three credit agencies (and so he will have trouble getting loans/renting a unit as you've messed up his credit, given him an eviction and won a judgement against him). 

My parents sold everything they had, moved into a rental mobile home to try and pay the bills off.

(OPT out notice, interest rate, terms, amount... all that crap that doesn't really apply but the man makes you do it because you got info from a credit reporting agency?)

Haven't logged on here in a while.First, you don't need to disclose your a licensed agent in California, it is not state law, it is a requirement of the real estate board or mls if your a member.Secondly, your right, adopting an agency position is just asking for trouble, just make your money on the deal, you don't need to split it off as commission.Brianinvestor since 1955, broker since 1965, mentor started in California real estate in 1909 so I like to say I have 101 years of experience and things can still go wrong, so don't make a problem where none exists.

Best thing that could happen would be to disband NAR and hire an outside agency to police the agents!

Watch out for "news" agencies.

Is there a possibility that we can have a mobile version of the site.