FCRA, ECOA, FACTA --ugh

[Account Closed]

When trying to obtain 30-60-90 lists, has anyone else run across crazy strict compliance issues for what you can actually put on your mailers? The amount of legal disclaimer crap you have to put on your postcard makes it sound like such a scam, it's hard to imagine it is even worth it. :crazed:

I know Michael Quarles does a lot of this stuff, so his input would be appreciated.

Anyone else put all this junk on their mailers? (OPT out notice, interest rate, terms, amount... all that crap that doesn't really apply but the man makes you do it because you got info from a credit reporting agency?)