Generally, if you have little to no track record, you need to find lenders such as private or portfolio lenders that will judge the deal and maybe your credit score and close quickly.

I personally invest in Real Estate (more) as well as Stocks (lesser) and I continue to split between the two.Real Estate --- Rent usually never goes down.

I'm looking to further my portfolio and buy another multi family property but seem to run into trouble finding funding due to my credit score (685) most banks want 720 or better .

The best way to score deals in a hot market is to market directly to sellers via yellow letters, postcards etc

I just checked it out it appears my score on that site is pretty low.

His credit score from the tenant screening company I use shows he pays some bills, but others like that of a cell phone he has problems paying.

But to get started...Also, most parks require a fair to good credit score, so you might look at mobiles on a lot in a city or on land.

Rate has everything to do with LTV, term and credit score and rates vary depending on the program (Fannie Mae, FHA or VA) Fannie Mae rates are higher, FHA rates are typically within the 3-4% range and VA rates are the best-one of the perks of sacrificing for your country 4.

I've had a tenant who, on paper, didn't seem that promising and she is easily my best tenant now - on the other hand had a very educated gentleman with a nice family and a great credit score and he has been horrible. 

My credit score is roughly 760, and I have about twenty thousands dollars in savings.