We good credit and so that shouldn't be a problem. 

You have to join the credit union, but so far they are allowing HELOCs on 3 investment properties that I have to move title from my LLC to my personal name, then will move back to LLC after closing.

I am in the process of refinancing my building and getting a line of credit.

@John Beck your best bet is to start with local banks and credit unions who know and understand the area. 

@Amra Mujakic and for reference sake, my timeline was based in Florida's 63 credit hour requirement.

The security deposit covers borrowers credit check and basic administrative costs before the loan transfer will be initiated".Any thoughts on this maneuver?

Unless I know the history of a specific property and it warrants less, I use 10 for vacancy, 13 for PM, 10 for repairs/maintenance.

I am wanting to get into real-estate but don't have the best credit...

You may want to consider selling a stock that has lost value since you acquired it to offset the gain.unfortunately - you are not able to offset the capital gain by re-acquiring it.Did you look to see if you can get a line of credit with the Index fund as collateral?

I have EXCELLENT credit (almost 800) and am a business owner that showing a nice income on my tax returns.