HELOC up to 90% LTV in Texas

[Casey Gregersen]

Recent Bigger Pockets episode motivated me to reach out to US Bank about their mortgages and loan products. I found out that they are one of the few banks that will do 90% LTV on HELOCS. Most I usually see is 75-80%. Problem is they won't lend in Texas. Has anyone found a lender who will do a HELOC up to 90% LTV in Texas?

(If not, and you live in a state other than Texas, reach out to US Bank and leverage your house and borrow at 5%, can't find money that cheap anywhere, and that's not a plug, just wish someone would have let me know that when I resided in states other than Texas!)