@Noyessie Hubert Down Payment Assistance is part of the loan process and your loan officer should be taking care of this for you.

@Mark Peeples it's buy and hold and rent out to tenants as a mid-term rental unit.

We have started to think about selling the property and using the proceeds to buy another home in a more desirable area where we believe market and rent appreciation has greater potential for growth.

.- it is cheaper to buy a property with an existing ADU than adding one   In addition you would receive RE purchase financing.  

We have been reading The Multifamily Millionaire by Brandon Turner and are very 100% sure about buying a multifamily property as our first investment.

One other thing, don't buy home warranties, or extended warranties on appliances. 

Cold outreach is all about volume because you are trying to find the 0.5% of sellers who are motivated to sell.If you are looking for leads of sellers who are already looking to sell, you are better off doing inbound marketing such as SEO or PPC, or buying leads from companies that run their own PPC campaigns, which are called PPL (Pay Per Lead).For PPL, I would recommend https://propertyleads.com/

I will add we took out a loan to buy the home for 20k along with extra cash to put into our home to make a "home office" out of the attached garage we never used except for storage so we added even more value to our 156k purchase.

The Philly office has it down to a science, so I'm not surprised you had such a great experience. 

I just got done an office renovation that we did a majority of work ourselves and it will always cost more and take longer than you anticipate lol!