It is a concrete block duplex in the Avondale/Riverside neighborhood of Jacksonville, with each side being a 2/1. 

(Easy info to access on auditor site.) 

Generally speaking, closer to Oak and Biddle are the nicest areas with access to a great little downtown.

After you satisfy a 5 year wait rule you can access any of the money you put in (principal).

@Owen Washington it could be done but its complicated, A) you have to be a real cash buyer because they require you to put down a non refundable deposit after the action, or you must have very solid cash buyers that are ok buying a property sight unseen because its hard to get access to the property prior to the closing of title. 

With hurricanes I’d prefer concrete block...should this be a deal breaker?

If you decide you want to use a agent who will have access to these documents let me know, I’d be happy to share one of our agents contact info with you.

No easy access point to attic.

Now I have to push back my block layer and framer .   

I have access to the first time home owner load and VA loan, but my confusion is regarding the down payment required.