1st Investment, money down confusion

[Zoisa Marsden]

I am planning on investing in a duplex or single family in the Daytona Beach area within the next three months. For the duplex I plan on renting out 1/2 of it and earn cash flow from the rental. I have access to the first time home owner load and VA loan, but my confusion is regarding the down payment required. I work a full time job and saving up for a 3% purchase is quite over whelming. I’ve dived in learning as much as I can with podcast/books/forums to figure out how to execute my first investment. I’m interested in finding a private lender/investor but how do I connect with someone. Any pointers out there?