Wood Frame House in Florida - Yay or Nay

[Kelly Iannone]

Looking through some duplex opportunities in Tampa, Fl and found one that meets the 1% rule and has room for forced appreciation...big downside at this point is that it’s Wood Fame instead of Concrete Block. With hurricanes I’d prefer concrete block...should this be a deal breaker? Or is that what insurance is for? Are insurance premiums significantly higher for wood frame in Florida? Thanks!!!