This is the percentage amount rent can decrease and still cover your debt obligation and operating expenses (this is more commonly measured as debt coverage ratio, though I prefer rent margin of error as it also includes expected operating costs).

Bank statement loans are based on the amount of funds held in your bank (Great for self employed), Asset Depletion loans - Go based on value of assets in possession (Great for no income, asset), Debt Service Coverage Ratio Loan - Allows you to borrow based on rental income of subject property. 

It is called debt-service-coverage-ratio (DSCR).

.-$5K deductible (high deductible made a big diff for me in the annual premium)-DM me and I'll be happy to tell you the liability and medical payments coverage.

As opposed to sending me a comprehensive list of corrections as the city does.

For those unfamiliar, DSCR stands for "Debt Service Coverage Ratio."

Generally the cost of ACV coverage is less because you do not need as high a limit.  

DSCR stands for debt service coverage ratio, basically the bank sees if the rent payments will cover the debt payments.

But once your networth goes 100k-1M you need to open your mind to different ideas such as taking on good debt that meets 1.0 Debt service coverage ratio and build up your assets.

You will first want to check with the local town planner to verify what the maximum lot coverage allowance is for the subject property.