Just a quick follow up to @Christie Gahan's comment: ** Yes, Long term capital gains are taxed at lower rates, but it isn't as simple as the first $500K of gains are taxed at 15% -- rather, the 15% bracket will account for your total income from all sources. 

@Yael FuerstIf they are rentals you could get a DSCR loan.If the loan you get is lower interest rate than the current loan amount then it makes sense to do thatFor example if your debt is 10% and a DSCR loan is 7%, then pay the lower interestHope that makes sense

Their labor rates are way below market rates so don't expect any big name established company to show up. 

Recognize market trends, rental rates, and property prices.

@Ethan Swat have you done the math to calculate the increased booking volume or higher booking rate is required to break-even on the investment?

When interest rates were lower there were more deals to be had and cashflow was solid with even a moderate down payment.

Arguably, a PM company is going to have these trades available at a cheaper rate (theoretically) due to scale, but the PM company is also probably going to mark it up, so it ends up costing about the same.

You can also always put more down to cover risks and refinance into lower rates.

Don’t be afraid to ask for lower rate, especially if you find the house or FSBO, in writing in the agreement, and that additional fee they’re charging would just make me angry.

or pay points for lower rate but wait for longer to refi?