That protects us on dramatic increases, but it would be unlikely that much would happen during a 4-6 month build time.What kind of wait lists are you experiencing?

As the podcast may have mentioned, it is a tool is best suited for small DIY landlords (and their teams) to keep track of things like rent payments + leases, but it also offers several other tools as well (ie. listing the property to 10+ major listing sites; a scheduler to schedule showings at the property with prospective tenants; comprehensive tenant screening options with reports pulled directly from TransUnion; the ability for tenants to boost their credit score up to 40+ points for on-time rent payments with our CreditBoost feature; and maintenance ticket tracking with automated messaging).

Thanks in advance for your advice/opinions.Purchase: $136,000 - Jan 2021Current Loan Balance: $126,585 30-yr fixed Mortgage (3.875%): $979 PITILTR Monthly Rent: $1595/mo Cash-Flow: $1595 (rent) - $979 (PITI) - $200/mo (CapEx/PM/Repair/Vacancy/Contingency) = $335/moThis leaves me with an approximate RoI: 9% and RoE: 4%Estimated Current Market Price (Dec 2023): $230-240,000Estimated Post-Sale Equity: $ 90,000 - 100,000Key assumptions:- The area the current property is in is not suitable for transition to MTR/STR strategy to boost current cash-flow.- I do not live in the KCMO area and do not have the option to house hack/owner occupy any new purchase.- With current investment property HELOC rates in the 10-15% range, I do not see this as a viable option currently to access my equity position.- My 15 year goal (currently in year 3) is to replace my current income with stable passive real estate cash-flow and retire. 

My crystal ball is telling me short term term boost followed by a longer period of moderate growth. 

Not all 401k loan terms are the same and vary dramatically so it is important that you become very familiar with the terms and fees/penalties of your loan.

@Chanel Pearsonit is POSSIBLE to fix something up and really boost the value as you described, but it's also very difficult. 

Shortly after acquiring this property, I stucco'd the outside which dramatically updated the look and feel of the property.

Quote from @Marci Stein: Now that you are more established, if you pay on time or even early, you can resurrect your creditI do pay on time, due to (layoff) which caused career transition was why I missed the payments, now and my credit score is boosting.

The value of the properties have increased dramatically and I want to get the most use of the equity in the properties.

Rather, they will provide demand boosts through down payment assistance or second loan options.