10 credit card Missed payments

[Paul Chukwu]

Hello everyone

I'm new here. I have 10 late payments in total on my credit record, which is a roadblock to my goal of buying a home and turn into an investment property (my credit score is 676) the reason for the miss payments is a career transition. Now I am established job wise . I was wondering what would be a great way for me to invest in real estate given that I had missed payments. (I have no debts)

Can I be approved for a loan?