Hello BP community,Since I’m new to the real estate world overall, I really look forward to talking more to seasoned people within BP.

Ask for feedback from seasoned investors in your market.   

The other being a complex with 4 units or less and the owner occupies one of the units; the complex has 3 apartments and a garage, and I occupy the garage as a storage unit; my state's laws classify storage units as rental units.I'm not sure how it's fudging any numbers.

Theoretically, if all that has been done, and he doesn't rent you the unit because your brother told him not to, you could sue him in small claims court for the cost of moving your possessions to storage and a hotel room. 

Real quick turn around and i have a local bank who will do the refi without the seasoning period.

The Vacation Rental season is almost upon us (Alaska), and unless you’ve just come back from off the grid, you likely have heard that a COVID-19 “pandemic” is also almost upon us.

I’ll refi 30 year fixed once the proper seasoning period is met. 75% LTV of new appraised value.

Cash out refi has a seasoning period which is fine, but I get stuck on the term refinance considering I dont have a mortgage to refi.Line me out biggerpockets!

You can't refi using a new appraisal (i.e. get cash out) until you've had 6 months of seasoning.

I live in the Heights and currently work with a seasoned investor who buys rental properties so I'm familiar with the metrics to which you are probably looking to adhere.