We as a firm have investors working with us who have rental properties all over the US big and small.Finding a real estate-focused tax professional and one who can help with advisory and grow with you would be my suggestion to focus your efforts on finding.

There apparently was a guy that was very active on BP with over 4,000 posts, regarding buying subject to properly, but has either been booted off or canceled his account.

Not going to lie, the amount of interest paid over the life of a typical mortgage is insane to me. 

No outdoor firepit (banned on the lake beaches except for parks), fishing is easy (squawfish are all over our beach area plus panfish and the occasional trout).

There are over 20 active CPAs here in these forum assisting RE investors with their tax planning and strategies across multiple States.

I am planning and preparing so I can purchase a 4-plex in a little over a year, just want to know if any of you have some YouTuber recommendations outside of BP. 

And you would be learning the trades that will help you in the RE journey too.Think of it like this - in the 4 years you'd spend in college, you could already have a couple properties.....

This is going to be a very tough scenario, I suggest you stop putting money into this deal until you get things sorted on the financing side.I would also be very careful with and sketical about any offers for 100% financing... it will not happen, they are lying 99.99999999999999% of the time.The only realistic way would be for you to find a private investor to come up with the down payment for the mortgage but a down payment will be needed.90% LTC is theoretically possible through a flip loan but in order to reach that level you would need to have a lot of completed projects under your belt over 2 years.20% is possible but with 25% you would have a lot more options.That is part of the issue with this transaction...The other issue is with HOW MANY loans you are seeking...This is not 1 loan because this is not 1 deal...You need 3 loans because you are doing 3 separate transactions at the same time with the same seller.Blanket loans do exist but they are not widely available.Each folio number is a separate deal...

One other question that your carpenter / building department / insurance company may flag relates to the spacing between balusters, which has decreased over the years.

I have personally not worked on any of these but it does not seem to be anything too crazy.It's an FHA Loan that can be combined with other FHA products like a 203k.I am a Loan Officer for "Correspondent Lender" so I can operate under the rules of over 100 lenders...I would be able to place this in a few hours with 1 email...We would just have to make sure all the boxes are checked...Energy Efficient Improvements Must Be Cost-EffectiveThe financed portion of an Energy Package must be cost-effective.