You should have an honest conversation about being over budget.

How long are you usually spending on prep before you hand it all off to your CPA?

I was thinking that the very thin hard carpet could serve as a sound insulation layer, and just installing click together LVP right over the thin carpet and the thin hard stick on tiles. 

Quote from @Aaron Wolman: General question, I am turning over my first rental and I got the charges from my contractor on damage done and I want to see peoples opinion. 

Yes you can buy stuff over the counter however as said most of it will be junk.

Every system you try will have flaws, or you may salivate over a feature that appears in other software.

Don't do real estate over the Stock market.

Question: Should I collateralize the loan (if using private or hard money), or rely on roll-over loans (to maximize the lower points and 3-4% rate)?

I'm going to reach out to my contact over there on Monday and see if that's something they still do. 

I can't continue providing that service if the landlord takes over management.