Loan Strategy - How to Manage

[Cameron Daste]

Not going to lie, the amount of interest paid over the life of a typical mortgage is insane to me. I'm guessing I can't be the only one...

How do people find comfort in knowing the interest payments, over time, could even exceed the original value of the loan? Do folks typically go for a larger down payment, when possible, to reduce the interest? Pay in more frequent installments? Refinance?

What are the benefits to keeping your mortgage payments the minimum? I'm guessing you can leverage your other earnings for something else? I feel like anecdotally, I've heard people leveraging debt (from a mortgage or something else?) to make additional investments?

Any resources to learn about the above in detail? Or words of advice?

Thank you!