You both have equal rights to the title, and your land contract is probably null and void, meaning you can't get the property back easily if they default, and you are on the hook for the whole mortgage.If you have only sold on contract, then you are the owner, and the buyers have an ownership interest, and you are the "lender".

I noticed it show up on the various websites such as realtor, zillow etc. and oddly enough it didn't show during my filtered searches on there.

So my household income (my spouse and mine) is good enough (above $75K) to get money from hard money lender but my sole income is less than $30K/year which derives my question whether I can get financing easily considering my household income and if I have enough cash to put up front for a deal or does my spouse's name have to be on the deal as well?

Your best source of how it is done in that area would be the assessors office though, they should be able to guide you easily on how they do it.

Hello bp community,When it comes to direct mail marketing how do you go about setting the filters to find deals?

A lot by itself this size in the area could easily go for $60-80k.

Splitting the profits is a hefty sum since you may take a personal loan easily these days at maybe 15%+ APR with an online lender.

Couldn't get to my R.I. one but my MA. one said it should be easily accomplished.

I could see you easily blowing through 20k and never getting a deal.. 

I watched the latest newbies podcast which was fantastic and convinced me to sign up here.I'm wondering what some of the best sites are to search/filter specifically for 3- or 4- unit properties so I can practice running numbers/analysis.