If the spread between hard-money rates and "regular" rates eats up your profit, the deal is too thin to begin with.My instinct is that you should pass.

I have a lot of social media knowledge and I still can't crack this nut.

i am thinking i putting together my own spread sheet but i know that will not be an easy time.

Such a spread over a short term, even 7 years, will mean you are making money.

Spread between fed funds and bank rates make bankers rich.

An alternate title for my post could be 'Flippers and the Law of Diminishing Spreads'!

There may be better deals out there.As far as 5 units being commercial, I think they are already considering you commercial with the terms they are offering you.Also, rather than giving the bank 2 houses for each loan woudn't you be better off pulling as much as possible out of one rental and spreading it across your other new purchases leaving 4 unencumbered?

About a month later around the beginning of January the mold reappeared darker and more spread out over the ceilings.

Hopefully they'll get it corrected before it potentially spreads to other countries too.

To sum it all up, I think the important factor here for the OG poster is that playing in the REO field requires cash, and not having just an EMD deposit, you will find it difficult going forward.Save up for EMD's, build your buyer's list, and build your network of connections who can provide inventory with good spreads.