Will primate rate increase in two years?

[Michael Stole]

I am thinking of getting a line-of-credit from a local credit union, and the best floating ARP I can get is the prime rate, 3.25%. But I can not pay off in two years. So do you think this is a good deal? Will the primate increase in two years?

[Bill Gulley]

I suspect the monkeys will require a higher rate in two years, almost sure of it.