I'm not a lender, but it seems when the powers that be magically increase the interest rates- for a lender- that's just extra money without an increase in the deal or lender risk.

I would say that a 1.20x DSCR ratio minimum for BRRRR is a bit high - plenty of options out there that wouldn't require such a hurdle

Want to keep options open.

I believe in the power of real estate to generate lasting impact and am eager to navigate this journey with a blend of patience, education, and collaboration.I would greatly appreciate any advice, insights, or experiences you’re willing to share, especially regarding navigating investments both within and outside the Bay Area.

I am exploring options between Richmond, Muncie and Anderson now and would love to connect

Not knowing your details you may want to look at a lease option on a cosmetically distressed property.

That is truly the spirit through which the project is named, I hope they feel free and all the power that comes from that."

@Layton Wyatt there are several software options that are free for landlords, but be forewarned, they make their money by charging your tenants.We know one that charges tenants $3.95 to pay online! 

Or have another option to deaden the noise? 

I believe this can be taken care of with bleach and a power washer.