If you are determined to buy a property even if the numbers are bad let me suggest an alternative.

I've been buying SFHs for a few years now and as the market rises am looking at other alternatives.

Alternately , if the issue is knowing who is coming on site and getting clearances , background checks that could be done.

$1300 per month per apartment.Whats my alternative?

We have 16 units, & each year we give all our tenants a good sized Thanksgiving turkey (or alternate if they prefer).

I am looking at a deal but I need alternative financing because my DTI is very high from a banks perspective.

I would consider finding a seller financed property in Big Bear (there are plenty of motivated sellers there) as an alternative to buying 100% cash.That way you could enhanced your returns & get a steady cash flow without having to pursue bank financing.Good luck

Having been in financial services I can go there, certainly don't suggest investments, but we can go to alternative uses of funds.

Are there any alternate routes I can use to get this property without or should I even consider getting this property?

Nope, there is no short cut that I know of nor would I rely on one if there were.You need to start with a market analysis to justify the selection of alternatives.