I also carry quality liability insurance coverage. 

Just sharing in case it can help someone as these loan types are not as common. There are loans for investment properties that you can use debt-service to qualify with instead of income. So more or less if the propert...

If you did you may have coverage under the Continuation of Coverage provision of the policy and I would immediately file a claim with the title insurance underwriter. 

We contacted Lloyd's , our insurance carrier and basically would not coverage any damages.

I notice you also have no insurance costs, which means you also have no liability coverage.

Christopher,Your comment "...current provider and they said that if I did put in an apartment they wouldn't be able to provide coverage." 

They are similar to a bank loan but they underwrite the property and Debit Service Coverage Ratio on the property.

Long story short - I submitted a claim via insurance but the insurance company claims my roof was the issue so they denied me (we ended up settling but terminated my coverage) and the association won't take responsibility either.

Nathaniel,Because of the need for Pollution coverage by a Demo contractor, we are often using Specialty Markets that do a lot with the Environmental Firms. 

I live in PA and there is free access to Pennsylvania's Unified Judicial System which provides comprehensive public access to court records online.