Newbie House Hacker in Salt Lake Valley

[Christopher Tomasetti]

Good Morning, I'm relatively new to the forums here.  I'm a new investor to the Salt Lake Valley, just bought my first property in Sandy.  My wife and I are going to be living on the main level and renting out the basement apartment once we but a bit of TLC into the place.  I  was curious if any one had experience dealing with the City of Sandy and getting a conditional use permit for a basement apartment.  I'm on the fence about going thru that process even though I'm fairly certain the apartment would meet most qualification I am skeptical of approaching the city and them being difficult to deal with.  Any thoughts?

I was also curious if most people are disclosing their basement rentals to their homeowner insurance company?  If so do you have a preferred provider to work with?  I ran the idea past my current provider and they said that if I did put in an apartment they wouldn't be able to provide coverage.

Thanks