I just want to get any feedback about them positive or negative. 

I have noticed that local developers around me have been splitting up property into smaller lots than what is called out on the zoning, from my limited understanding.

I feel confident I know what a good deal is now, but have to admit I’m in no position to fund any portion of it.  

Give her 24 hour notice and get into that apartment to check it out yourself .

That route would put me out of the game altogether.With this background now set,i mean to ask:if you were in my position,how would you proceed to structure a no-money down in this instance?

They must respond positively to each requirement or you reject them immediately.

I am so glad you were able to turn a negative into a positive and not become jaded about REI.

To anyone reading this thread that may be in a similar position. 

So far, it has given us a positive response and worked well being on a friendly relationship with them.

Who has advice for a person who's in my position that hasn't began investing yet?