Anyone with earned income (or an existing IRA) can open a self-directed IRA (SDI) and invest in real estate, loans secured by RE, business ventures, and many other vehicles.

There are also many grants avaliable through government funding that people do not use.

Then, the investor gets back the money plus 40%.I see no security for this this loan at all.

This is not the case in most situations though, most people do not even know that there are government loan programs and grants available to them.

Granted, I have never inspected their work, but they are well respected in NE Ohio.

I would raise their rent some each year regardless but would always go back and run the numbers (inflation, mortgage note, water bill, taxes, security light, maintenance, etc.) and make sure the numbers work to positive cash flow.the last thing you want to do is to not raise the rent for 3 years and then get a bump up on your water bill or taxes and then have to raise the rent all in one shot.easier to do it gradually over the years keeping pace with inflation and expenses.Brad McLeod

It's easy to read and they have live help on the phone.Their criminal background check is worth the money and they've dug up things that the applicant swore had been expunged.You have to go thrrough a security background check and an office inspection; nothing hard about it.Credit reports come up instantly on-line.

You can write 60 days, or 6 months if you want.To wholesale you do not need to secure a loan incase you cant find a buyer.

What you are looking for is the security of employment with the rewards of entrepreneurship.

I also bought every one of those properties at a BIG (huge) discount, making the LTV very low and the bank's security very high.