Person initially said I work full time.

I’ve been told if you personally close your own account it will affect your credit, and that if a bank closes your account due to inactivity, it does not affect your credit. 

Unsecured debt, either to you personally, another partner to the project etc. - based on personal Income, Credit, DTI, etc (1-8 days)3.

Have you considered a personal loan?

Have you considered a personal loan from a local credit union or from SOFI?

Liability for Personal Air Conditioning UnitsThe use of personal air conditioning units in the premises is at the tenant's own risk.

We are hoping by joining BiggerPockets we can get help from like-minded persons and communicate for help.

Hiring an extra person does not seem like the right step.

In most cases, the lender will require the person who is providing the capital to sign for the mortgage.

@Neil SmithPull a list from the auditor of what you're looking to call, load it into a dialer, call the numbers and ask to speak with the owner (their first name) - Introduce yourself by being personable (Who you are(first and last name - age/background), where you're from(local guy), and get straight to the point - why you want to buy and if they're interested in hearing an offer on their property - it's like a quick handshake over the phone.