Is your $15k even enough of an emergency fund for you personally?  

Personally, I love working with distressed properties, especially foreclosures.

I would never own rental properties in my personal name.

Over the years, I’ve learned that offering tiered returns can be a win-win strategy—it rewards investors for their level of commitment while helping us maintain flexibility in our business.

It's an exciting journey that can offer both financial rewards and personal satisfaction.

Once you know who in your circle has $ to invest, you then need to understand their risk to reward level so you know what deals fit their bucket.

Your personal loan has a 5 year balloon period.  

Here in AZ you can look up the personal representative as they are appointed.

Obviously, with any investment, if there is more risk, there is more reward. 

It has been a rewarding journey and the transition from salaried employee to 100% commission was scary but has been rewarding and I have been able to surpass my highest W@ in coaching with my new role.