@Marvin Anaya Not to beat a dead horse but I took a seminar on City of Chicago LTO and they had a lawyer who was teaching part of the seminar and he told us his whole practice is based on suing landlords. 

: he teaches financial PEACE, not just raw dollars and cents.But to answer your question directly, anything below 30% is low leverage.  31-70% is moderate, 71-90% is high leverage, and over 90% is get read to have your face kicked in the next time a flea sneezes.

Totally agree with this Dan.School teaches us to "Ready-Aim-Fire": we have to make things perfect and making a mistake is look down upon.However, as an entrepreneur (I consider being an active real estate investor as being an entrepreneur), it really is more "Ready-Fire-Aim".

Violin for Dummies: I am trying to teach myself how to play with this book and a DVD instructional course.

Living in the bay area teaches me that if you think about it for 1 day, it's probably gone :-)Pierre

So, I see you've been active already now since this post, so I guess  I don't need to teach you much - but I'll introduce you to a few folks you should connect with: @Aaron Mazzrillo who is well connected here on BP with local peeps.

Ultimately, we'd like to retire at a reasonable age, travel, have a legacy that teaches our kids about hard work AND money as well as continue to invest indefinitely. 

Though our REI experience is limited, we are now looking to rehab small single family homes in the greater Charleston area in the $80-150k range.We also enjoy teaching karate and judo in our spare time and live by the concept of mutual welfare and benefit.

I currently teach some college classes online, and own a small business selling jewelry making supplies on Etsy.

Many of us including myself talk about our strategies, styles, niches and business model on our website.