I'm deciding between an LLC and an umbrella insurance policy to limit personal liability. 

Also, research local codes if building within city limits.

I have very limited funds so I’m trying to be creative in ways to get my first rental property. 

Navy federal approved me initially , but denied me and said they couldn’t because it’s a duplex and second home , which limits my opportunities in a way.

My reasoning for the purchase was not only to rent it but I knew that the 100 unit complex was the cheapest in the location with limited supply and a high demand.

It's either a limited partnership requiring a private placement, or it's a democracy partnership which falls outside of SEC.

How working without a clear scope of work and a basic understanding of residential construction project management, as @Frank Geiger mentioned, just a vague idea that you're going to begin at the beginning and end at the end, makes it even worse.I started on a very small, limited flip, a basement efficiency apartment.

Florida's subsidized insurance provider, Citizen's Property Insurance, is the provider for sinkhole properties - and you'll be limited to that source; the cost will be higher. 

We have had several ultra bad laws passed in the last few years (minimum wage laws, gun laws, business regulation of various sorts, etc), but they're limited in scope, and if they don't effect you personally it's easy for the overall situation to be pretty great still.

for pictures click image below from below where you are writing and drop a file in but there are limitations on size and type, I am not sure how you find those.